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Taxi fleet insurance that keeps every car on the road.

Private hire, hackney carriage or a mix of both. Tell us about your fleet once and a specialist taxi fleet broker comes back with their best price, from 2 cars to 200.

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View from the back seat of a private hire car driving through city lights at night

(01) Cover options

What the policy can include.

Cover and add-ons vary by insurer. Your broker confirms exactly what’s in.

  1. 01

    Public & private hire

    Cover matched to your licensing: pre-booked private hire, public hire, or both on one policy.

  2. 02

    Any or named drivers

    Flexible driver options with age and experience limits that suit how you staff shifts.

  3. 03

    Public liability

    Protection for passenger and third-party claims, often a council licensing requirement.

  4. 04

    Replacement vehicle

    Keep earning while a car is off the road after an accident.

  5. 05

    Windscreen & breakdown

    Add-ons that stop small problems becoming lost shifts.

  6. 06

    One renewal date

    All cars on one policy, so no more chasing dozens of individual renewals.

(02) Pricing

What moves the price.

Insurers price fleets on risk. The fuller your details, the sharper the quote, which is why the form asks for these up front.

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  1. 1Licensing authority and type of hire
  2. 2Driver ages, experience and points
  3. 3Claims history over the last 3–5 years
  4. 4Where cars are kept overnight
  5. 5Telematics or dash cams fitted

FAQ

Taxi & private hire FAQs

Something else? Email info@flockinsurance.co.uk

01How many cars do I need for taxi fleet insurance?

Most fleet policies start at 2 or 3 vehicles. If you are below that, still send your details and the broker will tell you the best route.

02Can drivers who rent cars from me be covered?

Yes. Many operators rent vehicles to self-employed drivers. Tell us in the driver notes and the broker will find a policy that covers that arrangement.

03Do you cover Uber, Bolt and app-based private hire?

Yes. App-based private hire is standard business for our broker partners. Just select private hire as the main use.

04When should I start looking?

Four to eight weeks before renewal gives the broker time to approach the full market. You can still get quotes closer to the date.

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Renewal coming up?

Five minutes, one form, no obligation. Best results 4–8 weeks before your renewal date.

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