Courier fleet insurance built for multi-drop days.
Last-mile, same-day or contracted delivery routes. Give us your fleet details once and a specialist courier fleet broker comes back with their best price, goods in transit included.
(01) Cover options
What the policy can include.
Cover and add-ons vary by insurer. Your broker confirms exactly what’s in.
- 01
Hire & reward
Correct cover for carrying other people’s goods for payment, which standard van policies exclude.
- 02
Goods in transit
Protects the parcels and goods you carry, set at the right limit for your loads.
- 03
Any driver cover
Bring on seasonal and agency drivers without updating the policy every week.
- 04
Public & employers’ liability
Cover for injury and damage on the doorstep, plus the legal requirement if you employ staff.
- 05
Replacement vehicle
Keep routes covered while a van is repaired.
- 06
Telematics discounts
Driver behaviour data can bring premiums down at renewal.
(02) Pricing
What moves the price.
Insurers price fleets on risk. The fuller your details, the sharper the quote, which is why the form asks for these up front.
Start my quote- 1Type of goods and value per load
- 2Number of drops and miles per day
- 3Driver turnover and agency use
- 4Claims history over the last 3–5 years
- 5Telematics, dash cams and security
01Do I need hire and reward cover?
If you are paid to carry other people’s goods, yes. Standard business van insurance usually excludes it, so claims could be refused.
02Can you cover seasonal or agency drivers?
Yes. Any-driver policies with minimum age and experience rules are common for courier fleets. Tell us about your driver mix in the form.
03Is goods in transit included?
You can add it in the form. The broker will ask about the typical and maximum value you carry to set the right limit.
04Do you cover delivery contractors for large platforms?
Yes. Contracted route operators are a core part of the courier market. Mention the contract in the notes so the broker can match its insurance requirements.
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